Kansas Property and Casualty State Practice Exam 2025 - Free Property and Casualty Practice Questions and Study Guide.

Life insurance is not a type of property insurance; it falls under the category of life and health insurance. Property insurance specifically pertains to coverage for physical assets like homes, personal belongings, and other types of property against loss or damage.

Homeowners insurance, renters insurance, and flood insurance all provide coverage related to property. Homeowners insurance protects against risks such as theft, fire, and certain liabilities for those who own homes. Renters insurance covers personal belongings within a rented property and may provide liability protection. Flood insurance is specifically designed to protect homes and properties from flood damage, a risk that standard homeowners policies may not cover.

Since life insurance serves a different purpose, focusing on providing financial support to beneficiaries upon the policyholder's death rather than covering physical property, it is correctly identified as not being a main type of property insurance.